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Excess and Surplus (E&S) Insurance

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Excess and Surplus (E&S) Insurance

Specialty Lines Insurance

Excess and Surplus Insurance – or E&S – was created for specialized and complex risks traditional insurance doesn’t cover. E&S can help wholesale insurance brokers meet the challenge of serving customers who face these ever-evolving risks.

Specialty lines of insurance products and services, including package solutions, can complement E&S coverage for a targeted approach to serving the wholesale distribution marketplace.

Why Zurich?

Today’s wholesale insurance brokers demand underwriting expertise, creative solutions and a focus on the specialty market to keep up with their fast-changing business. Zurich Wholesale & Surplus (ZW&S) is an underwriting unit entirely dedicated to serving the wholesale distribution marketplace with the flexibility and efficiency it requires.

We offer a broad suite of E&S insurance and specialty lines insurance that can be tailored to respond to unique coverage needs. Our select distribution model was designed to create a single, stand-alone, all-lines solution for brokers with aligned goals and appetites. Our insurance solutions are bolstered by Zurich’s award-winning Claims services and our international capabilities.

20+
Zurich’s dedicated specialty lines business has been responding to emerging and unique risks for over 20 years.


A+
Zurich’s financial strength ratings are among the industry’s strongest: A+ A.M. Best, AA- Standard & Poor's.*


215+
Spanning more than 215 countries and territories, our global network helps protect customers wherever they operate.


Solutions

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E&S Insurance for Wholesale Property

Our products and services focused on hard-to-place clients include Zurich Edge®, our property insurance offering designed for multinational customers in highly protected risk markets. ZW&S also offers targeted solutions for:

  • Large Property
  • Middle Market
  • Marine
    • Inland Marine
    • Ocean Marine
    • Builders Risk
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E&S Insurance for Wholesale Casualty

ZW&S Wholesale Casualty works with construction, energy, manufacturing, healthcare, real estate, financial institutions, and many other industry segments to provide coverage, including:

  • Umbrella and Excess Liability
  • Environmental Impairment Liability
  • Primary Casualty
  • Packaged insurance solutions for middle market and larger, national/international customers
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ExecPro liability coverages

Our ExecPro offerings address challenging liability coverage specific to the wholesale distribution market.

  • Management Liability – private, public and financial entity solutions, as well as international placement
  • Professional Liability – specialty, healthcare and construction professional solutions

Related industry and insurance

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Construction

financial-service-industry

Financial institutions

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Healthcare

manufacturing

Manufacturing

3D printer

Technology