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Excess and Surplus (E&S) Insurance

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Excess and Surplus (E&S) Insurance

Specialty Lines Insurance

Excess and Surplus Insurance – or E&S – was created for specialized and complex risks traditional insurance doesn’t cover. E&S can help wholesale insurance brokers meet the challenge of serving customers who face these ever-evolving risks.

Specialty lines of insurance products and services, including package solutions, can complement E&S coverage for a targeted approach to serving the wholesale distribution marketplace.

Why Zurich?

Today’s wholesale insurance brokers demand underwriting expertise, creative solutions and a focus on the specialty market to keep up with their fast-changing business. Zurich Wholesale & Surplus (ZW&S) is an underwriting unit entirely dedicated to serving the wholesale distribution marketplace with the flexibility and efficiency it requires.

We offer a broad suite of E&S insurance and specialty lines insurance that can be tailored to respond to unique coverage needs. Our select distribution model was designed to create a single, stand-alone, all-lines solution for brokers with aligned goals and appetites. Our insurance solutions are bolstered by Zurich’s award-winning Claims services and our international capabilities.

Zurich’s dedicated specialty lines business has been responding to emerging and unique risks for over 20 years.

Zurich’s financial strength ratings are among the industry’s strongest: A+ A.M. Best, AA- Standard & Poor's.*

Spanning more than 215 countries and territories, our global network helps protect customers wherever they operate.


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E&S Insurance for Wholesale Property

Our products and services focused on hard-to-place clients include Zurich Edge®, our property insurance offering designed for multinational customers in highly protected risk markets. ZW&S also offers targeted solutions for:

  • Large Property
  • Middle Market
  • Marine
    • Inland Marine
    • Ocean Marine
    • Builders Risk
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E&S Insurance for Wholesale Casualty

ZW&S Wholesale Casualty works with construction, energy, manufacturing, healthcare, real estate, financial institutions, and many other industry segments to provide coverage, including:

  • Umbrella and Excess Liability
  • Environmental Impairment Liability
  • Primary Casualty
  • Packaged insurance solutions for middle market and larger, national/international customers
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ExecPro liability coverages

Our ExecPro offerings address challenging liability coverage specific to the wholesale distribution market.

  • Management Liability – private, public and financial entity solutions, as well as international placement
  • Professional Liability – specialty, healthcare and construction professional solutions

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