Multinational insurance for
Middle Market companies
When going global, it’s critical to take a fresh look at your risk program, as domestic insurance policies may not cover international exposures. For example, many companies overlook exposures related to importing or exporting goods, workers who travel overseas, or conducting online, cross-national transactions.
As your business grows and expands, Zurich can provide the right global insurance solution — from prepackaged solutions that cover many common exposures to a Controlled Master Program for more nuanced and complex business operations.
Explore our coverages
Zurich’s package policies are designed for the diverse needs of growing Middle Market businesses.
Exporter Solutions and Zurich Envoy®
These packages provide a convenient, scalable risk solution for growing companies.
Both packages provide coverage for:
- General Liability
- Property
- Excess Auto
- Kidnap & Ransom
- Voluntary International Employee Compensation and Employers’ Liability
- Business Travel Accident coverage with Zurich Travel Assist®
Exporter Solutions
Exporter Solutions is designed for U.S. companies moving into the global arena, with no foreign legal entities or physical operations.
- The Exporter Solutions digital platform allows Zurich-appointed distributors to make a submission, get a quote, view the proposal and bind the policy in about 15 minutes. Learn more below.
Some of the benefits include:
- Intuitive platform auto-fills names, addresses and other data, encompassing risks from 335+ SIC codes (and growing)
- 1-year, 2-year and 3-year coverage options offered, along with the corresponding premium adjustments
- Ability to see terms and conditions as well as commission rates before you bind
- Coverage deselection and renewal capabilities
Ready to try it out? Click below to submit a request for access. If you already have an account, simply log in.
Zurich Envoy
As companies expand, Zurich Envoy is there for larger international exposures including overseas legal entities, permanent employees working abroad, and physical premises in foreign countries. It includes over 30 coverage options and can be used as a Controlled Master Program for more complex risk needs, helping to help ensure consistent standards of protection and service.
Zurich Edge® Global Property
For larger and more complex risks, our “all risk” property form was built with both domestic and global clients in mind, providing flexibility and alignment with applicable insurance regulations in all jurisdictions where we provide insurance. Written in easy-to-understand language and broadly customizable, Zurich Edge is especially advantageous for customers with highly protected risk exposures.
When implemented as the property component of a multinational program, Zurich Edge is the property global master policy supported by Zurich Prime, providing coverage for non-U.S. risk exposures.
Zurich Travel Assist
Provided at no additional cost with Zurich’s Envoy and Exporter Solutions packages, ZTA has medical, travel and security professionals who offer assistance 24/7/365. ZTA also provides an app for travelers with timely updates as well as a portal risk managers.
Explore Zurich's Middle Market solutions
Middle market companies need scalable insurance solutions that can evolve as their needs change, with servicing that can help them avert, minimize and recover from loss events.
Zurich has the multinational expertise that Middle Market companies need — backed by Zurich’s leadership position in servicing, claims and compliance. Offering diverse program structures, broad coverages and a creative approach, we can grow with you as your multinational insurance needs evolve. And our financial strength and expansive global network ensure we will be there when you need us.
Zurich offers:
Risk consultants
who work alongside you to tailor and manage your global risk program, with local underwriting and servicing teams in each U.S. region.
Digital tools
that provide transparency into your program performance.
Additional resources
such as continuing education training and risk insights, designed to help Middle Market companies strengthen their risk management expertise.