Construction Insurance and Risk Management

Construction industry insurance for today’s risks

Construction industry

Labor shortages, severe weather and increasing use of technology are just a few of the forces complicating risk management for construction contractors and developers. Construction sites are inherently dangerous places. Contractors and project managers need to be aware of all job site risks, including new and emerging risks. Contractor and construction insurance solutions, designed to help protect the business, job sites and work crews, are critical to maintain operations and help ensure project success. Coverages including General Liability, Builders Risk, Professional Liability, Workers’ Compensation, Umbrella and more should be a part of each construction risk management program.

Why Zurich?

For nearly 25 years, Zurich has been helping contractors and design professionals build for tomorrow. We offer insurance solutions for general contractors, trade contractors, design professionals, environmental contractors, consultants and project managers. Zurich’s experienced team of underwriters, construction Risk Engineers and claims specialists can help you manage risk from start-up through job completion and beyond. Our coverages and services help contractors and design professionals manage risks associated with suppliers and subcontractors, job site hazards, worker safety and quality of work. Zurich also offers custom solutions to help manage the broad array of risks that construction companies face.

Over 90%
top 100 contractors choose Zurich for insurance protection¹

25 years
Zurich has been providing construction insurance solutions

Over 90%
Zurich Construction Risk Engineering customers would recommend Zurich²

Construction insurance solutions

Construction insurance solutions

Commercial Auto Liability and Physical Damage

Builders Risk

Commercial General Liability

Pollution Liability, including:

Contractor’s Pollution Liability (CPL)
Environmental Services Package (ESP)
Professional and Environmental Coverage (PEC)

Professional Liability, including:

Contractor’s Protective Professional Indemnity (CPPI)
Owner’s Protective Professional Indemnity (OPPI)

Property Portfolio Protection

Commercial Excess Umbrella

Workers’ Compensation

Consolidated Insurance Program (CIP)

International coverages including Zurich Envoy®

Zurich surety bonds

Tools and Solutions

Construction contractors recognize expertise and appreciate the value Zurich Risk Engineers bring in helping protect against losses and injury. Among the services our Risk Engineers provide:

Worker health & safety

Quality management including:

* Predictive Solutions is not a subsidiary or affiliate of Zurich and use of their products and services are independent of, and not included within, Zurich’s products or services.

Fleet management programs

Enterprise risk management services

Cyber risk assessment

Insights

crane in flood — BlogClimate change in construction: 5 things you should know
From worker safety to project deadlines, the effects of climate change in the construction industry... **Read more**

Construction and Cybersecurity Risk — ReportCyber security and the construction industry
Cybersecurity is an urgent issue facing the construction sector today. Contractors need to better... **Read more**

Blog9 ways to improve your construction safety culture
Contractors can take positive, proactive steps to enhance worker safety and prevent jobsite... **Read more**

^1. Based on ENR (Engineering News-Record) 2018 Top 400 Contractors list cross-referenced with Zurich customers with a policy in force during the report year. ENR 400 rankings are based on construction revenue.
^2. Based on Transactional Net Promoter Score surveys run between January 2019 and September 2019.

Contractor and Construction Insurance