Management Liability Insurance
Why choose Zurich for management liability insurance?
Zurich's global reach and financial strength allow us to provide solutions for companies across industry verticals, helping to protect against an ever-evolving exposure landscape. Zurich has versatile capabilities, supporting businesses as their life cycle evolves and their risk profile changes.
Our experienced team of underwriters and claims professionals bring a solid understanding of the customer’s specific needs at each stage of their growth. Our solution-oriented approaches include innovative, industry-leading products that recognize each business’ unique risk profile. With broad capabilities, including a market-leading multinational program platform, Zurich supports companies in managing risks across the globe.
Global capabilities
Zurich’s global network provides the ability for customers to access locally admitted policies in more than 200+ countries and territories.
Claims professionals around the world
Over 7,500 experienced, knowledgeable and responsive professionals in 32 countries bring experience and insight to our customers’ claims.
Financial strength
Zurich financial strength ratings are among the strongest in the industry, with an A+ rating from A.M. Best and AA/stable from Standard & Poor’s.*
* As of February 28, 2025
Insurance solutions for management liability
Leadership Confidence
Effective leadership plays a critical role in organizational performance. Every decision, from hiring to financial oversight, carries risks that can impact your executives personally. Zurich’s management liability coverage supports leadership by addressing exposures like breaches of duty, employment practices violations, employee theft, impersonation fraud, and failure to fulfill fiduciary responsibilities.
We collaborate with your organization to align coverage with your governance goals, helping reduce potential exposures and supporting organizational stability. With Zurich, your leaders can operate within a structured risk framework that supports informed decision-making.
Directors and Officers Liability Insurance (D&O Insurance)
Crime Insurance
Fiduciary Liability Insurance
Employment Practices Liability Insurance (EPLI)
Managing Complex Risks
One event can trigger multiple claims. For example, poor financial results may lead to shareholder litigation (D&O), employee claims (EPLI), heightened exposure to crime losses, and fiduciary liability allegations. Zurich’s coordinated approach addresses interconnected risks through aligned coverage solutions.
Our claims professionals coordinate the response process and may engage experienced legal counsel as appropriate under the policy. Together, we help you navigate challenges and manage potential financial and governance exposures.
Management Liability Insights Collection
Management Liability contact information
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FAQs
Management Liability Insurance protects companies and their executives, including directors, officers and managers, from the challenges of doing business in today’s complex marketplace. Increased regulatory scrutiny as well as current and emerging risks can leave business leaders and their companies vulnerable to lawsuits.
Management Liability Insurance provides a variety of coverages not usually addressed by a traditional commercial general liability policy. Management Liability, including D&O liability, employment practices liability (Employment Practices Liability Insurance), fiduciary liability, and crime, is designed to help public, private and nonprofit companies address the various legal risks that can arise from day-to-day management activities. Management liability coverage gives leaders peace of mind and enables businesses to focus on building sustainable growth.
D&O insurance focuses on claims involving directors and officers. Management Liability insurance is broader and may include D&O, Employment Practices Liability (EPLI), Fiduciary Liability, and Crime insurance.
Management Liability insurance may benefit public, private, and nonprofit organizations that face risks related to management decisions, employment practices, fiduciary responsibilities, or fraud.
Yes. A single event may lead to multiple types of claims, including D&O, EPLI, Fiduciary Liability, or Crime-related allegations. A coordinated Management Liability approach can help organizations address these interconnected risks.