Surety Bond Coverage
Why choose Zurich for surety bonds?
Zurich Surety offers deep experience, significant capacity and an empowered team of Underwriters in the field. Dedicated to the long-term success of the businesses we work with, our team of specialists is focused on the surety market, staying ahead of trends and regulations to provide relevant and effective support.
When you work with Zurich, you are collaborating with an insurance provider that has a long history of helping businesses navigate their risks and obligations. And we deliver when it matters most: Zurich customers rank our Claims service as among the industry-leading.
To learn more about Zurich surety solutions, contact your broker or find a Zurich preferred broker.
Top 3
Zurich is the third largest and the longest continuously operating surety provider in the U.S.1
over 85%
of the top 100 contractors choose Zurich for insurance protection.2
50 | 25
Zurich can provide surety bonds in all 50 states and approximately 25 countries.
Building confidence for your next opportunity
Businesses pursuing new contracts and projects often need to demonstrate financial responsibility and a commitment to meeting contractual obligations. A surety bond serves as an important financial instrument that provides confidence to project owners, regulators and other stakeholders.
For contractors, manufacturers and large-scale service providers, having the appropriate bond in place signals readiness to take on new work and meet regulatory or contractual requirements. This can allow organizations to pursue larger projects and operate effectively in competitive markets.
Working with an established surety provider can support a more efficient bonding process and clearer understanding of surety requirements. Zurich works with you and your broker to identify bonds aligned with your organization’s operations, enabling your business to focus on managing projects and planning for future opportunities.
Decades of reliability in Surety
Since 1890, Zurich Surety Bonds have helped provide the assurances necessary to build Hoover Dam, the Confederation Bridge and other visionary structures, including skyscrapers, highways, bridges and canals both across the country and around the world.
Zurich Insurance has been a consistent presence in the surety market for decades, offering the financial strength and industry knowledge that businesses count on. Our experience extends across a wide range of industries, from construction to manufacturing, healthcare to waste management, and energy to transportation, giving us the perspective to understand your unique operational needs.
Tools and Resources
Surety Express
Online tool that enables users to book new surety bonds, view renewal status and modify existing bonds.
Surety Bond Validator
Our Surety Bond Validator allows businesses and governments to ensure that a principal’s bonds are in effect and up to the task.
Surety Bond Solutions
Zurich offers a wide array of contract surety bonds to contractors ranging from small to large ENR 400 firms performing public works projects as well as private construction projects:
Zurich offers a wide array of contract surety bonds to contractors ranging from small to large ENR 400 firms performing public works projects as well as private construction projects:
- Bid bonds
- Performance bonds
- Labor and material payment bonds
- Subcontract performance bonds
- Subdivision bonds
- Maintenance bonds
- Supply bonds
- License and permit bonds
- Environmental surety bonds
- Miscellaneous bonds
We specialize in account-based surety solutions. Account-based customers span nearly every industry and include Fortune 500 public companies through mid-sized regional private companies requiring large individual bond capacities or many different bonds in multiple states. Our commercial surety team provides a wide range of bonds including:
- License and permit bonds
- Court bonds (judicial bonds and fiduciary bonds)
- Workers’ compensation self-insurance bonds
- Non-Construction Performance and Service contracts
- Miscellaneous bonds including environmental protection, tax and customs
With one of the largest global networks in the industry, Zurich strategically provides both contract and commercial surety bonds to our existing customers with international surety needs. Our international surety bonds are offered in approximately 25 countries in the Americas, Europe and Asia-Pacific.
Taking the next step
Navigating the complexities of surety requirements is a critical step in the success of your business. Our experienced team is ready to work with you and your broker to find the appropriate surety solutions tailored to your business objectives. To learn more about Zurich surety solutions, contact your broker, or find a Zurich preferred broker.
Ready to help protect your next project?
From construction sites to commercial properties, Zurich offers more than just coverage — we deliver tailored insurance solutions built for your industry
FAQs
Surety bonds help put landmarks on the map. They support commercial trade, help to grow businesses and protect citizens and taxpayer money. A surety bond is a three-party written agreement by which one party (the surety) guarantees another party (the obligee) that a third party (the principal) will perform according to the bond, statute, contract or other obligation. The surety bond protects the obligee by guaranteeing performance to the obligee if the principal does not fulfill their obligation. Surety bonds are a vital part of commerce integrated across a wide array of industries.
1. The Surety & Fidelity Association of America. “Top 100 Writers of Surety Bonds.” 17 May 2023.
2. As of September 2021 and based on ENR 2021 Top 400 Contractors list cross-referenced with Zurich customers with a policy in force during the report year. ENR 400 (Engineering News-Record) rankings are based on construction revenue.