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Insurance for mid-sized companies


Middle market companies

Medium-sized companies are dynamic, growth-oriented organizations vital to the health and strength of the U.S. economy. America’s more than 200,000 middle market companies (those with annual revenues from $10 million to $1 billion) are powerful drivers of U.S. economic vitality, accounting for a third of the nation’s annual GDP.1 As they grow, they need a wide range of property and casualty insurance programs that can grow with them, meeting their needs today while anticipating the evolving risks they will face as their businesses expand.

Why Zurich?

A “storefront” approach to holistically managing risk

A medium-size business may not have the sophisticated risk management departments that Fortune 100’s have, increasing the need for more customized property and casualty insurance programs and risk management services. Zurich has simplified the process of meeting these needs for customers on their path to growth. In addition, we have increased our footprint across the country so our sales team and underwriters are a part of the communities we serve.

Our storefront approach conveniently opens the door to middle market commercial insurance products with the mid-sized company in mind by combining property and casualty insurance products with industry-leading Risk Engineering services. And our commitment to customers is supported by a global network of dedicated Claims professionals who will respond with immediacy and transparency should a loss occur.

 Download our brochure "Protection done differently: A single source for insurance coverage, risk engineering services and claims support"


Middle market insurance solutions

Growing companies need scalable insurance and risk management services that evolve with their business risks. Zurich has the products, services, and industry expertise that companies will never outgrow.

Zurich insures middle market customers across a broad spectrum of business and industry segments, offering specialized knowledge and training in a number of key industries:


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Financial institutions



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Real estate



3D printer
  • Middle markets

Insurance coverages for middle market businesses

Coverage for buildings, equipment, other assets and business income if interrupted by a covered loss

General Liability
Broad, third-party liability coverage for a wide range of needs

Workers’ Compensation
Coverage designed to help get employees back on the job quickly and safely, with cost-reduction for businesses

Fleet coverage
Commercial auto coverage to protect against third-party liability and property damage

Cyber Insurance
Cyber coverage and risk assessments built to help protect businesses against this evolving risk

International capabilities
Many mid-size businesses already do business abroad or are planning to leverage opportunities beyond their national borders. As a leading provider of international insurance programs, Zurich’s global network of underwriting, Risk Engineering and local-country compliance specialists – aided by innovative, proprietary digital tools – can help customers build effective risk management strategies abroad while staying on solid ground from a regulatory perspective.


Risk Engineering services

Zurich offers both free tools and resources to our policy holders, as well as more customized Risk Engineering services for your business for a fee.

Complimentary Risk Engineering learning tools and resources available to Zurich policyholders include digital self-service risk assessment applications, such as Zurich Risk Advisor©; monthly e-newsletters; slip, trip and fall (STF) prevention resources; water mitigation recommendations; hazard communication; hearing conservation; respiratory protection and silica control; safety calendars; business risk reviews; and risk-reduction seminars and webinars.

Fee-based services provided by a professional Risk Engineering specialist:

  • Property risk assessment
  • Water intrusion evaluation
  • Cyber risk assessment
  • Food safety and products liability review
  • Fleet program review and implementation assistance
  • Slip, trip and fall (STF) assessment
  • Safety Source Learning Management Systems (LMS)
  • Workplace violence training
  • Ergonomic review
  • Office ergonomics

Learn more about Zurich's Risk Engineering services by industry