Insurance for Wholesalers

Zurich’s broad all-risk Property form addresses exposures wholesale businesses face, including:

• Selling price on merchandise and stock
• Brands and labels included
• Flexible Transit and Unnamed locations limits available
• Unintentional Errors or Omissions
• Better Green™ - coverage to rebuild to same or higher green standard automatically included via sublimit after a covered loss
• Flexible Accounts Receivables, Valuable Papers, Electronic Data Processing Equipment, Media, and Fine Arts limits
• Ordinance or law applies to all covered property and time element loss, not just buildings
• Equipment breakdown coverage included with no sub-limit
• Real property definition does not exclude insured’s interest in underground pipes, flues, drains and foundations of buildings, machinery or boilers

• Broad Named Insured (includes Partnerships, Joint Ventures, and Limited Liability Companies)
• Blanket Additional Insured vendors coverage when required by contract
• Automatic Additional Insureds
• Leased and temp workers included by definition
• Bodily Injury includes mental anguish, mental injury, shock, fright or death