Excess and Primary Casualty Insurance with Zurich E&S
Solutions for Wholesale Distributors
Why Choose Zurich E&S Casualty Insurance?
Zurich E&S Casualty, is a market 100% dedicated to servicing the wholesale distribution channel, in creating individual risk solutions. Zurich E&S caters to a broad range of industry segments and most exposure sizes, demonstrating adaptability and customer-centric approach. Zurich E&S Excess and Primary Casualty understands the significant risks insureds face and can provide coverage options to support their risk management needs. Our Primary General Casualty capabilities include guaranteed cost programs ranging from first dollar to $100,000 deductible options. We also offer supported, ventilated, or monoline excess placement, with limits up to $25 mil depending on the attachment point.
Navigating Complex Risks Together
In today's unpredictable market, businesses require more than just a policy; they need a resilient strategy for unforeseen challenges. That's why we work closely with your wholesale broker to understand the specific risks your operations face. Our approach is built on communication and a deep understanding of industries from construction to manufacturing. For instance, a complex infrastructure project may face supply chain and on-site liability risks that standard coverage doesn't fully address.
Our experienced team collaborates with your broker to structure primary and excess casualty solutions designed to fill those gaps. We analyze potential exposures and develop a structured approach aligned to your risk profile, providing broad protection designed to support long-term resilience. This collaborative process helps your business make informed decisions in a changing risk environment.
Key Benefits of Zurich E&S Casualty Insurance
Navigating the complexities of commercial liability requires solutions designed for unique needs. For wholesale distributors, understanding the options in primary and excess casualty insurance is essential for covering against significant risks. Zurich E&S offers specialized expertise and coverage options to help distributors face the future with greater confidence.
Building a More Confident Tomorrow
Helping your business prepare for the future is at the core of what we do. Our financial strength, reflected in strong ratings from independent agencies such as A.M. Best and S&P Global, provides a stable base in a volatile world. But our contribution goes beyond stability. We empower businesses to operate with greater optimism by offering flexible, non-admitted coverage capabilities for hard-to-place risks.
Consider a fast-growing technology firm expanding into new territories; its emerging risks may not fit within traditional insurance frameworks. Our E&S solutions are designed to address these unique situations, allowing the company to innovate and grow without being constrained by uncertainty. By working with Zurich E&S, you gain the support of a provider dedicated to helping you build confidence today to take optimistic action for tomorrow.
Already Appointed With Zurich?
Send your new business submissions to the email addresses below and CC your underwriter
Excess Casualty - ZurichEnS.XSCasualty.Subs@zurichna.com
Primary Casualty - ZurichEnS.Primary.Casualty.Subs@zurichna.com
FAQ
Both excess casualty and umbrella insurance provide extra liability coverage, but they are different. Umbrella insurance often covers more types of claims, even those not included in primary policies. Excess casualty insurance sticks to the terms of primary policies but offers higher limits.
1Admitted only applicable to Excess Casualty
2 Zurich’s financial strength rating as of March 6, 2025. A.M. Best’s and Standard & Poor’s financial strength ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at www.ambest.com. For the latest Standard & Poor’s ratings, visit the S&P Global Ratings website at www.spglobal.com. The ratings represent the overall financial strength of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.