Employee Benefit Solutions

Zurich Employee Benefit Solutions are supplemental benefit insurance coverages (such as Hospital Indemnity, Group Personal Accident, Supplemental Gap Medical, Critical Illness, and Travel Protection and Business Travel Accident Insurance) that can be affordable options to help employees manage sudden, substantial out-of-pocket costs in an era of high deductibles and co-pays.

Zurich Employee Benefit Solutions offer businesses the flexibility to choose customizable health-related coverage options that offer workers a financial safety net for a range of illnesses and injuries with no restrictions on how the payout is used.

The so-called “Great Resignation” may have been jump-started by COVID-19, but most of the issues related to this tightening of the labor market are not pandemic-specific. In a Pew Research Center survey, 43% of respondents cited a dissatisfaction with benefits as a reason for leaving their jobs.2 As workers face rising out-of-pocket healthcare costs, the option of a supplemental insurance offering to help them manage those costs can be a very attractive incentive to join or stay with a company.

Zurich Employee Benefit Solutions can help ease stress and worry, allowing employees to perform at their full potential. A strong benefits package shows current and potential future employees that the company is investing in their health…and their future. In short, both employers and employees can benefit from a supplemental benefits plan.

With Zurich’s Employee Benefit Solutions, the premium can be payroll-deducted, employer-paid or a combination. Regardless, the benefit is paid directly to an employee who experiences a covered event. The payment can be used as the employee chooses, whether it’s to help pay high deductibles and co-pays, or simply to help manage other day-to-day expenses exacerbated by those out-of-pocket medical costs.