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Zurich Property and Inland Marine Insurance Coverages

Why choose Zurich for property and inland marine insurance coverage?

Zurich’s suite of property and inland marine coverages provides construction customers with a broad array of property coverages addressing the challenging needs of your industry — solutions packaged with the knowledge and experience of construction insurance specialists.

Property and inland marine can include:

  • A modular policy allowing contractors to customize coverage to their specific needs
  • Innovative coverage extensions for industry-specific needs
  • Robust CAT limits in high-hazard zones
  • Blanket coverage options
  • Business Income & Extra Expense coverage included
  • Expediting and/or Extra expense
  • Temporary Storage Locations
  • Coverage For Property While In Transit
  • Pollutant Cleanup For Land And Water

Property and inland marine resource

  • Zurich Property and  Inland Marine Coverages

Insurance solutions for property and inland marine

Comprehensive property protection for your construction project

Zurich offers construction property insurance solutions designed to help protect your valuable assets throughout the construction lifecycle. We understand that projects face diverse risks, and our aim is to help you build with confidence.

Our coverages are designed to protect:

  • Structures under construction: Including the building itself, from foundational stages through completion.
  • Materials and equipment on site: Protecting essential items against covered perils like theft, vandalism, and weather-related damage.
  • Construction business income: If a covered loss causes delays, this can help recover lost income and extra expenses.

To learn how we can help protect your project, learn more about Builder's Risk today.

Inland Marine coverages for your mobile construction assets

For construction operations, your assets are rarely static. Inland marine insurance for construction provides essential protection for your mobile equipment, tools, and materials as they move to, from, and within your job sites. This coverage addresses the unique risks associated with assets not typically covered by standard property policies.

Our solutions can include:

  • Contractor's equipment insurance: Helping to protect your heavy machinery, such as excavators, cranes, and loaders, against physical damage or theft.
  • Tools and equipment coverage: Extending protection to smaller, yet critical, items that are vital to your daily operations.
  • Installation floater: Protecting materials, fixtures, and equipment from the moment they leave their original location until they are installed and accepted at the construction site.

Zurich offers customizable solutions to meet the diverse needs of construction professionals, helping to ensure your assets are protected throughout their journey.

Ready to help protect your critical mobile assets? Talk to your broker, or find a Zurich preferred broker today.

Zurich Construction Leadership Directory

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As one of the leading insurance carriers in the construction industry, our mission is to provide creative solutions for the risks our customers face today and in the future by providing a broad array of distinctive products and services, we work to help limit the cost of risk while helping to increase job site safety awareness.

Zurich Construction’s experienced leadership team is ready to work with you to help ensure your business risk management needs are met.

Meet the Zurich Construction team
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Risk Engineering

Through Zurich Resilience Solutions, we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.

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Customer Service

Claims Services

Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.

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FAQs

Zurich offers multiple ways for contractors to protect their assets while at owned locations, project sites, or in transport or storage in between. Coverage options available include Zurich Property & Inland Marine Essentials (Z-PRIME), Zurich Contractor’s Inland Marine Package, and Zurich’s Monoline Contractor’s Inland Marine.

Zurich’s Property and Inland Marine Essentials (Z-PRIME) brings vital coverages together under one form, tailored to the unique needs of every construction customer. With fixed property and business personal property serving as the foundation, contractor’s may add any of the available inland marine coverage components to complement their comprehensive coverage.

Customers can combine multiple inland marine coverages into a single policy without the need for fixed or business personal property coverage. Coverage can be provided for Owned or Leased/Rented Contractor’s Equipment, Installation Property, and Riggers Liability, with two or more coverages packaged together.

Today’s construction projects are complex, often requiring unique insurance solutions to protect its assets. Zurich’s ability to offer a single, often project specific, inland marine coverage ensures a tailored solution that helps insureds to meet contractual relationship driven requirements while protecting an asset critical to a construction project’s success.