Zurich Property and Inland Marine Insurance Coverages
Why choose Zurich for property and inland marine insurance coverage?
Zurich’s suite of property and inland marine coverages provides construction customers with a broad array of property coverages addressing the challenging needs of your industry — solutions packaged with the knowledge and experience of construction insurance specialists.
Property and inland marine can include:
- A modular policy allowing contractors to customize coverage to their specific needs
- Innovative coverage extensions for industry-specific needs
- Domestic and global coverage capabilities
- Robust CAT limits in high-hazard zones
- Blanket coverage options
- Business Interruption & Extra Expense Coverage Options
- Expediting and/or Extra expense
- Temporary Storage Locations
- Coverage For Property While In Transit
- Pollutant Cleanup For Land And Water
Insurance solutions for property and inland marine
- Real and/or business personal property coverages
- Bridges, roadways, walks, patios or other paved surfaces
- Costs of excavations, grading, filing, or backfilling
- Fences, retaining walls, antennas/dishes and signs
- Underground pipes, foundations, machinery, or boilers
- Equipment breakdown
- Tenant improvements and betterments
- Glass
- Electronic data processing (EDP) hardware
- Newly Acquired property
- Debris removal
- Defense costs
- Freight charges
- Civil authority
- Consequential loss
- Contamination by refrigerant
- Contractual penalties: business income
- Crime
- Dependent business income
- Electronic vandalism
- Fairs or exhibitions
- Fire-protective service charges and equipment refills
- Ingress/egress
- Lock and key replacement
- Newly acquired, unscheduled and unreported premises
- Off-premises service interruption: direct damage
- Ordinance and law included in property limit
- Outdoor trees, shrubs, plants or lawns
- Preservation of property
- Professional fees
- Contractor’s Equipment Coverage
- Continuing Lease Or Rental Payments
- Contractor’s Employees’ Property
- Expediting Expense
- Extended Warranties
- Hauling Equipment Of Others
- Newly Acquired Contractor’s Equipment
- Rental Reimbursement And Continuing Expenses
- Spare Parts And Fuel
- Unintentional Errors Or Omissions
- Unmanned Aircraft (unscheduled)
- Contractor’s Equipment Business Income and Extra Expense Coverage
- Contractor’s Equipment Rental Income Coverage
- Contingent Contractor’s Equipment Coverage
- Mechanical/Electrical Breakdown Coverage
- Moving Property Of Others (e.g.; Goodwill Coverage under Riggers Liability)
- Installation Property Coverage
- Installation Additional Expense
- Damage To Existing Real Property Due To Construction Operations
- Owner’s Extra Expense
- Hot Testing Coverage
- Riggers Liability Coverage
- Goodwill Coverage
- Rigging Additional Expense
- Millwright Additional Coverages
- Motor Truck Cargo Legal Liability Coverage (via AAIS forms)
- Civil authority, extended period of indemnity for business income and extra expense
- Consequential loss
- Contamination by refrigerant
- Contractual penalties: business income
- Crime
- Debris removal included in real property limit
- Dependent business income
- Electronic vandalism
- Expediting expense
- Extra expense
- Fairs or exhibitions
- Fire-protective service charges and equipment refills
- Ingress/egress
- Lock and key replacement
- Microorganisms: direct damage
- Newly acquired, unscheduled and unreported premises
- Off-premises service interruption: direct damage
- Ordinance and law included in property limit
- Outdoor trees, shrubs, plants or lawns
- Pollutant cleanup and removal: land and water
- Preservation of property
- Professional fees
- Rewards payments
- Salespersons samples
- Domestic and global coverage capabilities
- Robust CAT limits in high-hazard zones
- Optional add- on: Warehouse Legal Liability
- Microorganisms: direct damage
- Newly acquired, unscheduled and unreported premises
- Off-premises service interruption: direct damage
- Ordinance and law included in property limit
- Outdoor trees, shrubs, plants or lawns
- Pollutant cleanup and removal: land and water
- Preservation of property
- Professional fees
- Rewards payments
- Salespersons samples
- Domestic and global coverage capabilities
- Robust CAT limits in high-hazard zones
- Optional add- on: Warehouse Legal Liability
Zurich Construction Leadership Directory
As one of the leading insurance carriers in the construction industry, our mission is to provide creative solutions for the risks our customers face today and in the future by providing a broad array of distinctive products and services, we work to help limit the cost of risk while helping to increase job site safety awareness.
Zurich Construction’s experienced leadership team is ready to work with you to help ensure your business risk management needs are met.
Risk Engineering
Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.
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Claims Services
Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.
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Zurich offers multiple ways for contractors to protect their assets while at owned locations, project sites, or in transport or storage in between. Coverage options available include Zurich Property & Inland Marine Essentials (Z-PRIME), Zurich Contractor’s Inland Marine Package, and Zurich’s Monoline Contractor’s Inland Marine.
Zurich’s Property and Inland Marine Essentials (Z-PRIME) brings vital coverages together under one form, tailored to the unique needs of every construction customer. With fixed property and business personal property serving as the foundation, contractor’s may add any of the available inland marine coverage components to complement their comprehensive coverage.
Customers can combine multiple inland marine coverages into a single policy without the need for fixed or business personal property coverage. Coverage can be provided for Owned or Leased/Rented Contractor’s Equipment, Installation Property, and Riggers Liability, with two or more coverages packaged together.
Today’s construction projects are complex, often requiring unique insurance solutions to protect its assets. Zurich’s ability to offer a single, often project specific, inland marine coverage ensures a tailored solution that helps insureds to meet contractual relationship driven requirements while protecting an asset critical to a construction project’s success.
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