Renewable Energy Insurance
Why choose Zurich for Renewable Energy
At Zurich North America, our long-standing global commitment to Energy and servicing throughout the life cycle of the industry is further strengthened by our innovative approach to Renewable Energy. We are dedicated to providing comprehensive and tailored insurance solutions to meet the unique needs of our commercial clients in the Renewable Energy sector.
What types of Renewable Energy operational exposures and construction projects can Zurich insure?
- Solar – Electricity generation produced by large installations of photovoltaic cells, often sited in expansive solar farms for maximum exposure to the sun’s rays.
- Wind – Power generated by wind turbines on land driven by natural air movement. From design through construction.
- Hydro – Electricity generated by the power of water movement.
- Hydrogen – Production of hydrogen from water through electrolysis or extracting from natural gas, and the generation of electricity using fuel cells or burning hydrogen in turbines.
- Geothermal – Utilizing heat generated in the Earth, geothermal power plants produce electricity by harnessing steam turbines that drive generators.
- Biomass – Energy generated by utilizing organic material, the most common being plant-derived materials burned to create heat or generate electricity.
- Battery Storage – Battery energy storage systems (BESS) devices that store energy from renewables to be released when customers need power.
- Carbon Capture – The capture of CO2 from large point sources, such as power generation facilities that use fossil fuel or biomass as fuel, for storage underground.
Insurance solutions for Renewable Energy
Zurich offers a full suite of Casualty solutions for the needs of sustainable energy businesses, from General Liability and Commercial Auto to Workers’ Compensation. What sets Zurich apart is a degree of flexibility allowing us to accommodate both renewable and traditional power generation accounts with the same underwriter. We customize program structures from guaranteed cost plans through loss-sensitive options, also offering consistent lead excess capacity. All this is delivered via a thorough underwriting process oriented toward long-term consistency and holistic solutions, supported by Zurich’s respected Claims and Risk Engineering services.
Learn moreFor more than 25 years, Zurich has helped contractors and design professionals build for tomorrow, with insurance solutions for general contractors, trade contractors, design professionals, environmental contractors, consultants and project managers. We deliver services to Renewable Energy customers with a team of experienced Construction Underwriters, Risk Engineers and Claims specialists who help customers manage risk from start-up through full operation.
Learn moreZurich’s Energy Property team provides client solutions from design through operation. Whether the need is for Cargo, Inland Marine, Construction, Financial Products, or Operational coverage, we have the expertise to provide or develop solutions for your coverage needs.
Zurich has been a pillar in the Power Generation Industry providing stable capacity for decades. We are dedicated to supporting our clients and the Energy Industry as it transforms to more sustainable technologies. Zurich’s Energy Property team provides client solutions from development, integration through operations. Coverage can include Cargo, Inland Marine, Construction, Financial Products, as well as Operations. Zurich has the Underwriting, Claims, and Engineering expertise to provide or develop solutions for your coverage needs.
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Risk Engineering
Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.
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Claims Services
Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.
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Flexible Program Structures
We offer flexible program structures that are specifically tailored to individual client needs. Our goal is to ensure that every project receives the most appropriate and effective insurance solutions.
Comprehensive Client Engagement
From the onset of project development through all stages of operationalization, Zurich North America engages with clients to provide continuous support. Our involvement ensures a smooth transition and successful project execution.
Dedicated and Experienced Team
Our team of dedicated underwriters, risk engineers, and claims professionals bring extensive insights and solutions to support our clients' business objectives. With in-depth experience in the Renewable Energy sector, we are equipped to improve claim resolution response times and deliver expert guidance.
Responsiveness and Flexibility
We prioritize responsiveness and flexibility to ensure alignment with our customers. Our commitment is to achieve performance results and provide exceptional service throughout the project lifecycle.
Industry Knowledge and Guidance
With our deep knowledge of traditional Energy solutions, we offer valuable guidance to clients transitioning to Renewable Energy solutions. Zurich is one of the largest wrap project insurers in the industry, making us a trusted partner in the Renewable Energy space.
Specialized Support Network
Zurich North America provides a specialized support network that includes project administration, risk engineering, and claims services. Our ability to round out total risk management includes coverage for construction, casualty operations, property, professional, and other areas.
Our Commitment to Excellence
- Tailored Solutions: Flexible program structures designed to meet your specific needs.
- End-to-End Engagement: Continuous support from project development to operationalization.
- Expert Team: Dedicated professionals providing expert insights and solutions.
- Efficient Claims Resolution: In-depth experience ensuring quick response times.
- Customer-Centric Approach: Responsiveness and flexibility to achieve performance results.
- Industry Leadership: One of the largest wrap project insurers in the industry.
- Comprehensive Risk Management: Specialized support network for total risk coverage.
1. “What is Renewable Energy.” United Nations Climate Action.
2. “Strategic Industries Surging: Driving US Power Demand” Grid Strategies, December 2024
3. Office of Energy Efficiency & Renewable Energy. U.S. Department of Energy.