Insurance for the Healthcare industry

An industry-leading property form built for the middle market customer, Zurich’s Property Portfolio Protection form provides broad and flexible coverage with simplified language.

• Real property does not exclude insureds interest in:
  • Underground pipes, flues, drains and foundations of buildings, machinery or boilers
  • Paved surface
• Personal property includes:
  • Personal property of others in your care, custody
  • Finished Stock and Merchandise sold but not delivered at Selling Price
• Better Green^TM – coverage to rebuild to the same or higher green standard automatically included via sublimit after a covered loss
• Worldwide Mobile Communications Property
• Flexible Accounts Receivables, Valuable Papers, Computer Systems
• Combined Business Income and Extra Expense Form with no deductible for Extra Expense
• Flexible Extended Period of Indemnity options
• Unscheduled Locations time element coverage sublimit included in base Business Income with Extra Expense Form
• Ordinance or Law applies to all covered property and time element loss, not just buildings

For customers with larger and more complex risks, Zurich Edge II is built to be broadly customizable. and offers two proprietary “all-risk” healthcare forms:

• Zurich Edge II Domestic Healthcare
• Zurich Edge II Global Healthcare

Both forms are written in easy-to-understand language and simplified formatting, with the flexibility customers have come to expect from Zurich.

Auto coverage to protect against third-party liability and property damage for owned fleets and non-owned and hired vehicles. Broadening endorsements include:

• Loan / lease gap
• Employees as insureds
• Fellow employee
• Hired car loss of use
• Hired auto-worldwide coverage
• Waiver of subrogation when required by contract