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Workers' compensation Insurance for Construction Industry

Why choose Zurich for workers' compensation insurance?

Exceptional construction crews are built on teamwork. Give your employees a trusted workers’ compensation program that focuses on getting your employees back to work. Zurich offers workers’ compensation insurance coverage that covers medical care and physical rehabilitation of injured construction workers. It also helps to replace lost wages for employees injured in the course of employment.

  • Professionals who specialize in the construction industry and understand the technical and operational aspects
  • Leadership through active participation in key construction and insurance industry associations
  • Insurance solutions aimed to reduce customer’s cost of risk while enhancing their profitability
  • Policies and extensions that address industry-specific needs Customized programs that fit the unique risk appetite and coverage needs of the customer
  • Integrated underwriting, risk engineering and claim account teams
  • Domestic and global coverage capabilities

Related industry and insurance

Workers' compensation resources

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  • Zurich Workers  Compensation  Flexible Payroll  Reporting Option
  • Workers Compensation  Dividend Plan

Workers Comp Coverage Features

Workers Comp Program Options

  • Guaranteed cost
  • Small and intermediate deductibles
  • Large deductibles with combined aggregates and clash deductibles
  • Retrospective rating plans
  • Dividend plans
  • Employers’ liability limits of up to million
  • Convenient payment terms

Risk Engineering Services for Workers Comp

Workers Comp Claims Services

Zurich Construction Leadership Directory

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As one of the leading insurance carriers in the construction industry, our mission is to provide creative solutions for the risks our customers face today and in the future by providing a broad array of distinctive products and services, we work to help limit the cost of risk while helping to increase job site safety awareness.

Zurich Construction’s experienced leadership team is ready to work with you to help ensure your business risk management needs are met.

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Risk Engineering

Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.

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Customer Service

Claims Services

Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.

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FAQs

Zurich tailors workers compensation coverage to help meet the needs of mid-sized and large construction customers including:

  • Artisan/specialty trade contractors
  • Builders of predominantly single-family detached homes, with annual revenue of million or more
  • Construction managers
  • Contractors operating under a workers’ compensation collective-bargaining agreement (CBA) or alternative dispute resolution (ADR) program
  • Design-build firms
  • General contractors
  • Heavy and highway contractors
  • Owners or sponsors of both public and private construction projects, including wrap-ups
  • Owner-controlled insurance programs (OCIPs)
  • Contractor-controlled insurance programs (CCIPs) and joint ventures