Business Travel Accident (BTA) Insurance
Why choose Zurich for business travel accident insurance?
Zurich North America has the global reach, financial strength, industry knowledge and innovative mindset to keep up with the evolving and complex challenges of business travel. As part of Zurich Insurance Group, one of the world’s top travel insurance providers, we offer insurance products and services in more than 200 countries and territories to help protect your workers, your financial standing and your reputation.
Related industries and insurance
Insurance solutions for Business travel accident
We customize employer-paid Business Travel Accident programs for middle market companies up to Fortune 500 enterprises. Our travel insurance for business offerings includes:
- Medical care and AD&D
- Accidental Death & Dismemberment (AD&D) insurance
- Overseas emergency medical expenses coverage (including COVID-19)
- Medical evacuation and repatriation (including COVID-19)
- Safety
- Travel and security assistance
- Includes access to assistance services for personal safety against crime and other hazards
- Security and natural disaster evacuation
- Travel and security assistance
- Inconvenience
- Travel cancellation, interruption, delay and rearrangement
- Loss of personal property, electronic business equipment and money
As one of a few truly global insurers, we bring the knowledge, infrastructure, services and more than 40 years of experience of our Multinational Programs to the Zurich Business Travel Solution.
- Dedicated team with one point of contact
- Global platform for rapid policy issuance, cash flow and efficient claims processing
- Cross-border solutions that comply with local laws, regulations and tax obligations
- Advanced analytics and monitoring
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Connect with our Customer Inquiry Center for more information.
FAQs
Employers need to help ensure the health, safety and well-being of their employees … wherever they work. Having a business travel accident (BTA) insurance plan helps companies meet their duty of care for their people, whether they are traveling locally, out of state or out of the country.
Our Business Travel Accident Insurance is customized for your coverage needs, and we understand protecting your workforce goes beyond the insurance itself. The Zurich Business Travel solution includes innovative technology, proven multinational capabilities and superior service and support to help provide medical, safety, security and general travel information and assistance to your company and your employees before, during and after travel.
The COVID-19 outbreak amplified potential risks of business travel and made it even more clear that pre-assessment of those risks, mitigation procedures, incident awareness and crisis response are as important as traditional business travel insurance for employees. The Zurich Business Travel Solution is a comprehensive program designed to help your company meet all of those needs.
Any company that has employees traveling for business purposes needs to fulfill its duty of care and have a quality business trip insurance program in place. No matter what industry your company serves, if business travel is a part of your operations, BTA insurance coverage should be a key priority.
Travel risks go well beyond incidents related to travel modes, as you will read below. From middle market companies to the world’s largest enterprises, helping protect employees traveling domestically or internationally for work is essential for operational and financial stability, as well as for the reputation of a business and its ability to recruit talent. Prospective employees want to know their employer is looking out for them and group business travel insurance is a strong way to appease that concern.
The Zurich Business Travel Solution helps your company respond to global, national and local events to help protect your employees. Business travel has always had many risks, but today the issues impacting your workforce can emerge unexpectedly and grow quickly. They include, but are not limited to:
- Pandemics
- Civil unrest/political upheaval
- Acts of terrorism
- Natural catastrophes
This is intended as a general description of certain types of insurance and services available to qualified customers through the companies of Zurich in North America, and is provided solely for informational purposes. Nothing herein should be construed as a solicitation, offer, advice, recommendation, or any other service with regard to any type of insurance product underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196. Your policy is the contract that specifically and fully describes your coverage, terms and conditions. The description of the policy provisions gives a broad overview of coverages and does not revise or amend the policy. Coverages and rates are subject to individual insureds meeting our underwriting qualifications and product availability in applicable states. Some coverages may be written on a non-admitted basis through licensed surplus lines brokers.