What is Medical Stop Loss insurance?
Without medical stop loss insurance (also known as excess insurance), one or two catastrophic medical claims could drain the financial reserves of a managed care organization or employer that self-funds its medical plan. Zurich offers Medical Stop Loss Insurance coverage to protect organizations against unexpected surges in the health care costs of their plan participants.
Our stop loss insurance provides a layer of protection that kicks in when medical expenses exceed a certain deductible, on a specific or aggregate basis. Our diverse products, broad coverage limits, specialized underwriting and flexible design help organizations provide the right coverage for their participants while budgeting more predictably — for greater peace of mind.