Environmental Insurance
Why choose Zurich for environmental insurance?
Zurich’s environmental insurance can deliver effective, customizable pollution liability solutions to address the complexity of these risks. We provide a suite of environmental, including casualty coverage, underwritten by a dedicated Zurich contact. Our expansive global capabilities can help protect companies doing business around the world, and our team of knowledgeable Risk Engineers are ready to provide guidance to promote efficiency and reliability.
Zurich understands that every project has its unique exposures and coverage needs. Our decades of experience, coupled with innovative risk forecasting, give us the resources to help a variety of businesses navigate this increasingly challenging landscape.
Navigating Environmental Challenges
Environmental risks are evolving rapidly. From sudden spills to gradual contamination, businesses face a wide range of pollution liabilities that can disrupt operations and impact communities. Zurich collaborates with businesses to address these challenges. Our experienced team works closely with you to identify potential environmental exposures and discuss coverage options aligned with your operations. By focusing on preparation and awareness, you can take informed steps within your risk management framework. Together, we support your efforts to navigate the complexities of environmental responsibility with clarity and confidence.
Related industry and insurance
Insurance solutions for pollution liability
Flexible Coverage. Strategic Perspective.
Environmental risks vary across industries. Zurich’s pollution liability solutions are structured to address the operational considerations faced by sectors such as manufacturing, real estate and transportation. Coverage options are designed to align with your risk profile and regulatory environment.
Pollution liability insurance can play an important role within a broader risk management framework. It may support financial preparedness in the event of a covered loss and demonstrate attention to environmental compliance considerations. In today’s regulatory landscape, organizations that evaluate environmental exposures thoughtfully are positioned to make informed operational decisions. Zurich’s approach focuses on clarity, collaboration and disciplined risk evaluation within the scope of insurance.
Our environmental contractor practice is committed to providing innovative solutions that can help reduce costs, manage risk and provide superior coverage.
Zurich’s suite of Environmental and Casualty products includes:
- Contractor’s Pollution Liability
- Environmental Services Package
- Professional Environmental Consultant Liability
- Business automobile
- Workers compensation
- Excess liability
As government regulation and consumer awareness of pollutants continue to grow, environmental liabilities also increase, leaving contractors open to costly and complex litigation. We can help contractors meet these emerging business risks. Our customers include:
- General contractors working on commercial and industrial sites
- Environmental contractors dealing with contaminated sites
- Artisan contractors who are specialists in specific trades, such as plumbing, drywall, electricity, masonry and more
Environmental insurance claims assistance
We developed the Zurich Environmental Emergency Response (ZEER), in collaboration with Spill Center, Inc., to help our Environmental customers deal with both the physical and financial aspects of a spill that requires emergency cleanup. Key benefits include:
- 365/24/7 call center with access to crisis management assistance
- Environmental contractors dispatched to clean up at the site
- Access experienced ZEER coordinators
- Mobile phone app for faster, easier incident reporting
- Coordination of regulatory reporting
FAQs
Pollution Liability Insurance, also commonly referred to as environmental insurance, helps protect businesses from unexpected pollution events that may not be covered by standard casualty products. It fills an important insurance coverage gap for general contractors, construction management, specialty contractors and many other industries.
Pollution events can create losses and/or damages that might include claims for bodily injury, property damage and cleanup costs. Pollution Liability Insurance, including Contractor’s Pollution Liability, can help businesses mitigate these risks and address problems when they occur.
Pollution Liability Insurance also helps companies at a time when environmental concerns are driving global debate and influencing how business is conducted. The way a business manages environmental issues can affect its profitability and reputation.
Broad capabilities
Zurich’s suite of Environmental and Casualty products and expertise can help solve many businesses needs while delivering the streamlined efficiencies that come with a single insurance provider.
Local underwriting teams
Zurich has dedicated Environmental Underwriters located throughout the U.S. and Canada to help deliver tailored, effective solutions.