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Auto dealer insurance

Auto dealership insurance to protect what you love

The Unicover® insurance program offers franchised auto, motorcycle, powersports and RV dealerships a combination of coverages tailored to meet their needs —all in one policy.


Unicover® includes:

  • Commercial Property – Building, Business Personal Property and Business Income
  • Commercial Crime
  • Auto Dealers Coverage Form – Auto & General Liability, Garagekeepers and Physical Damage coverage
  • Commercial Umbrella Policy
  • Employment Practices and Third-Party Discrimination Liability Policy
  • Security and Privacy Policy – Regulatory Proceedings and Privacy Breach Costs

Convenient process features:

  • Online Reports of Value (ROV) System – Report vehicle inventory value using Zurich’s online submission system.
  • Electronic Policy Deliver - Opt-in to receive policy documents electronically.
  • Zurich eZPay – Pay premiums and view billing statements online.

 Download Unicover® brochure

 Additional commercial and personal lines insurance

Value-added services:

  • Comprehensive analysis of loss exposures
  • Replacement cost estimate for buildings and equipment
  • Premises inspection for hazard identification
  • Review of current asset protection plan
  • Assess business income continuation needs
  • Thorough review and analysis of existing and recommended coverages
  • Risk-management services to help minimize loss
  • Claims services to help get back in business quickly