Dealerships have many needs to compete in today’s changing marketplace. They need help to protect their assets from risk of loss to their business. They also face challenges to generate income, comply with federal and state regulations and satisfy and retain customers.

Why Zurich?

Zurich can trace its roots in the U.S. automotive industry back to 1922, with the founding of the Universal Underwriters Insurance Company. We provide commercial insurance and risk engineering services to the automotive retailer industry segment including franchised auto, motorcycle and powersports and RV dealerships.

For franchised auto, motorcycle and powersports dealerships, we also offer consultative services and income development and management tools to help you maximize F&I opportunities, maintain compliance and increase customer satisfaction, along with a full suite of F&I products.

Auto Dealer Insurance and F&I Products from Zurich Insurance


Business insurance - Unicover®

Our business insurance coverage is available under the Unicover® package policy. Unicover® offers a combination of coverages tailored to meet the specific needs of your dealership – all in one policy. Coverages include:

  • Auto Inventory Physical Damage
  • Property
  • Crime
  • Garage Liability
  • Garagekeepers
  • Employment Practices Liability
  • Commercial Umbrella
  • Pollution Liability

Consultative training services

Service advisor training seminars

Zurich, in collaboration with Steve Shaw, one of the industry’s premier service advisor trainers, is bringing one-day service advisor training to cities throughout the U.S. Created to help enhance processes, improve repair order performance and motivate your service advisors, training is open to all franchised auto dealerships.

Streamlined Selling System® illuminate

Zurich's proprietary Streamlined Selling System® illuminate is a comprehensive sales process that provides a more customer friendly approach from the initial customer greeting to the final close. This customized F&I selling approach can help your dealership maintain compliance, maximize F&I opportunities and increase customer satisfaction.

F&I training seminars

In addition, we offer F&I training seminars hosted multiple times per year throughout the country. Led by Zurich’s experienced F&I professionals, these seminars are designed to equip your F&I staff with valuable sales techniques for immediate use on the job. 

F&I Online Consumer Education Program

Zurich is committed to improving the customer experience and helping dealers maximize their F&I opportunities. That is why we have developed an F&I Online Consumer Education Program that can help your dealership address these needs.

Learn more about Zurich’s F&I Online program

F&I products

Zurich offers a wide range of F&I products to help your dealership increase customer satisfaction and maximize profit on every vehicle sold.

  • Vehicle service contracts
  • Tire & wheel
  • Prepaid maintenance
  • Guaranteed Asset Protection (GAP)
  • Limited Warranty Programs
  • Theft deterrent
  • Paintless dent repair
  • Environmental protection
  • Windshield protection
  • Key protection

Income development technology


Zurich’s cutting-edge, customer-driven mobile app for iPad®, with its interactive user experience and product videos, empowers your customers to engage in the selling process helping improve compliance and increase product penetration.


Our web-based presentation menu system allows finance managers to present consistent menus, helping ensure compliance and full disclosure. It works seamlessly with most dealer management systems and now integrates with our innovative illuminate mobile app for iPad®.


This web-based management reporting system works seamlessly with most dealer management systems and features 24/7 online access, allowing you to generate reports in real-time to help you analyze the performance of your F&I office anytime, anywhere.

F&I Rate Track™

Zurich’s web-based F&I quoting application is available to all our F&I accounts. By entering basic customer and vehicle information, F&I Rate Track™ will present customized quotes for most Zurich-manufactured F&I products.

Profit participation programs

Find out about increasing your participation in the profitability of your dealership's F&I business by asking us about our reinsurance and contingent compensation programs. They provide personal wealth building opportunities for you and your dealerships and can be customized to fit your financial goals. Contact one of Zurich's National Reinsurance Executives today for more information.

Additional commercial and personal lines

Zurich's fully-licensed, in-house insurance agency, Zurich Agency Services, Inc. (ZAS), can help you obtain additional coverage including commercial and personal lines, life insurance, employee benefits and auto dealer bonds.

For more information or to get a quote, visit

Knowledge Hub resources

Questions? We have answers.

Collision repair shops, towing operations, car audio shops, oil and lube shops, tire retailers/wholesalers and parts jobbers/retailers, please visit the Arrowhead Aftermarket website.

Customer Service

Business Insurance

tel: 877-225-5276

email: Email Insurance Customer Service

Finance & Insurance

tel: 888-805-1594

email: Email F&I Customer Service


Contact us to request a business insurance or F&I proposal:

tel: 800-840-8842 ext. 7449

email: Email Sales

Submit a proposal request

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