Construction industry workers

Insurance for construction companies and businesses

Why choose Zurich for construction insurance

Labor shortages, severe weather and increasing use of technology are just a few of the forces complicating construction risk management today. Contractors and project managers need to be aware of all job site risks, including theft, job site injuries, property damage and work vehicle losses. Zurich provides customized solutions for midsize to large commercial construction projects through monoline and multiline insurance programs.

Construction resources

Zurich Construction Insights
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    Zurich Fronted Master Builders Risk
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    Zurich Construction Weather Parametric Insurance
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    Zurich Mass Timber Completed Value Builders Risk
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    Zurich Casualty solutions for the construction industry
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    Zurich Workers’ Compensation Dividend Plan
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    Zurich Consolidated Insurance Programs
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    Contractor’s Protective Professional Indemnity
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    Zurich Environmental Insurance and Services

Insurance solutions for construction

Zurich Construction Leadership Directory

Casualty

Construction Casualty

Workers’ Compensation

Commercial Auto Liability and Physical Damage

Consolidated Insurance Programs (CIP)

Owner-Controlled Insurance Program (OCIP)

Professional Liability

Owner’s Protective Professional Indemnity (OPPI)

Environmental

Contractor’s Pollution Liability (CPL) 

Environmental Services Package (ESP)

Professional and Environmental Coverage (PEC)

Additional Coverages

Zurich Surety Bonds

Commercial Excess Umbrella

Multinational coverages including Zurich Envoy®

Zurich Construction Leadership Directory

construction-site-stairs

As one of the leading insurance carriers in the construction industry, our mission is to provide creative solutions for the risks our customers face today and in the future by providing a broad array of distinctive products and services, we work to help limit the cost of risk while helping to increase job site safety awareness.

Zurich Construction’s experienced leadership team is ready to work with you to help ensure your business risk management needs are met.

risk-engineers-reviewing-plan

Risk Engineering

Through Zurich Resilience Solutions (ZRS), we provide specialized insights and tools to support our customers with solutions addressing traditional and evolving risks – above and beyond insurance.

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Customer Service

Claims Services

Zurich Claims specialists are strategically deployed in the U.S. and around the globe to help customers mitigate and respond to loss events, and to gain insights into becoming more resilient against future losses.

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FAQs

Construction insurance is a broad term used to describe types of insurance coverage needed for those in the construction industry to provide protection to construction job sites, equipment and staff. Construction insurance may include both property and liability coverages.

Construction insurance protects businesses involved in building projects by covering risks such as physical loss or damage to structures and materials during construction (builder’s risk), third-party injury or property damage (general liability), professional errors in design (professional indemnity), employee injuries (employer’s liability), pollution or environmental incidents, and loss or damage to equipment and machinery. It can also include surety and performance bonds to guarantee contractual obligations, and optional covers like delay in start-up, terrorism, or contractor’s pollution liability, providing comprehensive protection and reducing financial uncertainty for contractors, project owners, and other construction stakeholders.

Any company working in the construction industry should have commercial insurance coverage. Zurich can address the coverage needs of all phases of building and construction. Whether your company is involved in non-residential construction; plumbing, heating and air conditioning; electrical work; plastering, dry wall and insulation; painting; carpentry or excavation work, our team of Construction specialists can help you manage your unique risk exposures.

For more than 25 years, Zurich has been helping contractors and design professionals build for tomorrow. We offer insurance for contractors including solutions for general contractors, trade contractors, design professionals, environmental contractors, consultants and project managers. Zurich’s experienced team of Construction Underwriters, Construction Risk Engineers and Claims specialists can help you manage risk from start-up through job completion and beyond. Our coverages and services help contractors and design professionals manage risks associated with suppliers and subcontractors, job site hazards, worker safety and quality of work. Zurich also offers custom solutions to help manage the broad array of risks that construction companies face.