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Management Liability Insurance

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What is Management Liability insurance?

Management Liability Insurance protects companies and their executives, including directors, officers and managers, from the challenges of doing business in today’s complex marketplace. Increased regulatory scrutiny as well as current and emerging risks can leave business leaders and their companies vulnerable to lawsuits.


Management Liability Insurance provides a variety of coverages not usually addressed by a traditional commercial general liability policy. Management Liability, including D&O liability, employment practices liability (EPLI), fiduciary liability, crime, and kidnap and ransom, is designed to help public, private and nonprofit companies address the various legal risks that can arise from day-to-day management activities. This coverage gives leaders peace of mind and enables businesses to focus on building sustainable growth.

Why Zurich?

Zurich’s global and financial strength allow us to provide customizable solutions for a variety of companies and protection from many types of exposures. It also gives us the unique capabilities to help businesses as they evolve from private to publicly traded companies.

Our experienced team of underwriters and claims professionals bring a solid understanding of each customer’s specific needs at each stage of their growth. Our solution-oriented approaches include innovative, industry-leading products that recognize each business’ unique risk profile. Our broad capabilities include an international program platform and related services to help companies thrive and grow around the world.

Global capabilities
Zurich’s global network provides the ability for customers to access locally admitted policies in more than 215 countries and territories.

Claims professionals around the world
Over 9,600 experienced, knowledgeable and responsive professionals in 32 countries bring experience and insight to our customers’ claims.

Financial strength
Zurich financial strength ratings are among the strongest in the industry, with an A+ rating from A.M. Best and AA- from Standard & Poor’s.*
* As of Oct. 29, 2019


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Directors and Officers (D&O) Liability Insurance

Regardless of size, every company with a corporate board is vulnerable to litigation claims against its directors and officers. D&O Liability Insurance protects their personal assets from claims made against them as board members and officers serving your company. It also covers the legal fees and additional costs the company may incur. Zurich’s solutions include:

  • Coverage options for publicly traded, private and nonprofit companies as well as initial public offerings (IPOs).
  • Every member of our D&O claims team is an attorney with broad knowledge of the current litigation environment and an understanding of global exposures.
  • A global footprint that can deliver effective solutions for international programs of U.S.-domiciled multinational companies.
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Crime Insurance

The cost of crime can overwhelm any organization. Zurich’s Crime Insurance can help you safeguard your company’s financial stability and protect your assets. We understand the risks and costs of criminal acts, and are ready to help you combat internal crime and its consequences for your organization, including the impact of:

  • Employee theft
  • Forgery or alteration
  • Computer and funds transfer fraud
  • Property destruction
  • Social engineering exposures

Fiduciary Liability Insurance

The individuals responsible for administering a company’s employee benefit plans are vulnerable to litigation. Zurich's Fiduciary Liability Select policy provides coverage to fiduciaries of public and private companies who may become targets of allegations and investigations while overseeing employee savings, pension, and health and welfare plans. Our coverage solutions include:

  • Advancement of defense costs on a current basis
  • No restrictions to panel counsel lists
  • Full severability of cooperation to insured
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Employment Practices Liability Insurance (EPLI)

EPLI protects businesses from claims made by current, former or prospective employees. Lawsuits may allege wrongful termination, failure to promote, negligent evaluation, discrimination and sexual harassment. Coverage solutions include:

  • Broad coverage for companies, their executives and employees from discrimination lawsuits and other allegations of employment-related violations
  • Risk management services to help your organization establish proactive governance
  • Third-party liability coverage available in our base form
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Kidnap, Ransom and Extortion Insurance

Kidnap, Ransom and Extortion coverage, available with our Management Liability - Private/Nonprofit program only, provides insurance protection for your most valued employees. Zurich can cover losses resulting from such unfortunate events.


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Management Liability contact information

For more information, please contact: