Lawyers Professional Liability Insurance

Help protect your legal practice with Lawyers Professional Liability Insurance from Zurich Programs. Our coverage options are designed for solo lawyers and small law firms. Our program is managed by professionals with experience handling liability risks for attorneys and law practices.

judge gavel

Business owners: Contact your insurance agent or broker

Insurance agents

Call a specialist now 847-762-7169

Appetite

  • Law firms up to 100 attorneys
  • Part-time solo attorneys (working fewer than 27 hours per week)
  • Solo practitioners
  • Preferred areas of practice
    • Criminal defense
    • Immigration
    • Insurance Defense

Ineligible risks

  • Law firms engaged in class action, patent law, tax shelter work or investment counseling

Geography

  • Alabama, Arizona, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin

Coverage limits

  • Up to $5 million per claim and aggregate

 

Professional Liability/Errors and Omissions, with the following Extensions of coverages:

  • Supplemental payments to reimburse an insured for time when appearing at trial/mediations
  • Disciplinary proceedings coverage
  • Subpoena assistance
  • Crisis event management
  • Miscellaneous coverage benefits
     

  • Zurich's longstanding commitment to providing Lawyers Professional Liability Insurance coverage
  • Broad definition of legal services
  • Various limit and deductible options, including first dollar defense
  • Claims are handled by former practicing attorneys who understand a lawyer's needs
  • Coverage for past attorneys and staff for work done on behalf of the firm, including predecessor firms
  • Worldwide coverage
  • Free extended reporting period coverage for an insured in the event of total disability or death
  • Free retirement extended reporting coverage for an insured who becomes a state or federal judge or magistrate
  • New attorney discount
  • Innocent insured coverage
  • Reduced pricing for part-time attorneys
  • Loss prevention hotline and website

  • Admitted

FAQs

Lawyers Professional Liability Insurance from Zurich helps protect law firms and legal professionals against claims alleging errors, omissions or negligence in the delivery of legal services. This coverage is designed to address the unique professional risks faced by attorneys and law firms.

Zurich Lawyers Professional Liability Insurance is designed for:

  • Solo attorneys
  • Small and mid sized law firms
  • Multi office law practices
  • Specialized legal practices

Coverage helps protect firms of varying sizes against claims related to professional services.

Coverage typically responds to claims involving:

  • Alleged legal errors or omissions
  • Missed deadlines or filing errors
  • Conflicts of interest
  • Breach of fiduciary duty
  • Inadequate legal advice

Coverage terms and conditions vary based on policy structure and underwriting.

Yes. Zurich offers Lawyers Professional Liability coverage designed to support a range of practice areas, recognizing that different legal specialties carry different risk profiles. Policies are structured based on firm size, services provided and claims history.

Defense costs are typically included under Zurich Lawyers Professional Liability Insurance, helping law firms manage legal expenses associated with covered claims, subject to policy terms and limits.

Prior acts coverage may be available, depending on underwriting approval and policy structure. This helps protect law firms from claims arising out of legal services performed before the policy’s effective date.

With a claims-made policy, the claim must be made and reported during the policy period. With an occurrence-made policy, the circumstances that give rise to a claim must occur during the policy period, but the claim can be reported later.

An Extended Reporting Period (ERP) Endorsement is also sometimes called “tail coverage.” ERP endorsements extend the time to report a claim past the termination date of the policy. There are very specific requirements for a claim to be covered by an ERP, as well as limitations defined in the endorsement. An ERP is typically not available when a policy is canceled for non-payment. Zurich offers tail coverage at no cost in certain circumstances, such as retirement, death or disability.

The price of a policy is determined by factors including but not limited to the number of attorneys, area of practice, the geographic territory, the requested limits and deductible, claims history and risk management practices.

Not at this time. Zurich Lawyers Professional Liability Insurance is currently available in Alabama, Arizona, California, Colorado, Connecticut, the District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.

Yes. Our Program Administrator that handles the Lawyers Professional Liability program will work closely with insurance agents and brokers who specialize in lawyers professional liability insurance. The Program Administrator will also work directly with an attorney or a law firm.

Attorneys who need lawyers professional liability coverage can request contact through ZProgramsMatch or they can direct their agents to ZProgramsMatch.

Law firms choose Zurich because of:

  • Experience supporting professional services risks
  • Financial strength and long term stability
  • Strong claims handling and underwriting expertise
  • Coverage designed for the realities of legal practice

Zurich is rated A+ (Superior)/Stable by A.M.Best1 and has written Lawyers Professional Liability since 1994. We offer competitive rates and worldwide coverage. Zurich’s LPL underwriters are former practicing attorneys who understand the needs and challenges of the legal profession.

1. Rating as of January 21, 2026. A.M. Best’s Ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at www.ambest.com. The rating represents the overall financial status of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.