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Lawyers professional liability (LPL)

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Zurich’s LPL (Lawyers Professional Liability) Program offers Professional Liability/Errors and Omissions coverage to the following segments of attorneys: Law firms with attorney count of up to 100 attorneys; solo attorneys; part time attorneys and moonlighting attorneys. Part time attorneys are defined by their working fewer than 27 hours per week. Moonlighting attorneys are defined as having full-time employment not practicing law and spending less than 25% of his/her time in private practice. Both part-time and moonlighting attorneys are limited to practices involving only solo attorneys.

Appetite:

Law firms (part-time attorneys, moonlighting attorneys, solo practitioners and law firms up to 100 attorneys)


Ineligible risks:

  • Law firms engaged in patent law, tax shelter work or investment counseling

Geography:

AL, CA, CO, CT, DC, FL, GA, MA, MD, MI, NJ, NV, NY, OH, PA, TN, TX, VA, WA


Submission requirements:

A completed Zurich Lawyers Professional Liability application, available upon request for contact from the Program Administrator.

Coverages offered:

Professional Liability/Errors and Omissions, with the following Extensions of coverages:

  • Supplemental payments to reimburse an insured for time when appearing at trial/mediations
  • Disciplinary proceedings coverage
  • Subpoena assistance

Additional program highlights

  • Zurich's longstanding commitment to providing Lawyers Professional Liability coverage
  • Broad definition of legal services
  • Various limit and deductible options
  • Claims are handled by former practicing attorneys who understand a lawyer's needs
  • Convenient
  • Coverage for past attorneys and staff for work done on behalf of the firm
  • Worldwide coverage
  • Free extended reporting period coverage for an insured in the event of total disability or death
  • Free extended reporting period coverage for an insured who becomes a state or federal judge
  • New attorney discount
  • Innocent insured coverage
  • Reduced pricing for part-time attorneys
  • Reduced pricing for moonlighting attorneys
  • Loss prevention hotline and website

Coverage limits:

  • Up to $10 million per claim and aggregate.

Admitted or non-admitted paper:

  • Admitted