Lawyers professional liability (LPL)
Zurich’s LPL (Lawyers Professional Liability) Program offers Professional Liability/Errors and Omissions coverage to the following segments of attorneys: Law firms with attorney count of up to 100 attorneys; solo attorneys; part time attorneys and moonlighting attorneys. Part time attorneys are defined by their working fewer than 27 hours per week. Moonlighting attorneys are defined as having full-time employment not practicing law and spending less than 25% of his/her time in private practice. Both part-time and moonlighting attorneys are limited to practices involving only solo attorneys.
Appetite:
Law firms (part-time attorneys, moonlighting attorneys, solo practitioners and law firms up to 100 attorneys)
Ineligible risks:
- Law firms engaged in patent law, tax shelter work or investment counseling
Geography:
AL, CA, CO, CT, DC, FL, GA, MA, MD, MI, NJ, NV, NY, OH, PA, TN, TX, VA, WA
Submission requirements:
A completed Zurich Lawyers Professional Liability application, available upon request for contact from the Program Administrator.
Coverages offered:
Professional Liability/Errors and Omissions, with the following Extensions of coverages:
- Supplemental payments to reimburse an insured for time when appearing at trial/mediations
- Disciplinary proceedings coverage
- Subpoena assistance
Additional program highlights
- Zurich's longstanding commitment to providing Lawyers Professional Liability coverage
- Broad definition of legal services
- Various limit and deductible options
- Claims are handled by former practicing attorneys who understand a lawyer's needs
- Convenient
- Coverage for past attorneys and staff for work done on behalf of the firm
- Worldwide coverage
- Free extended reporting period coverage for an insured in the event of total disability or death
- Free extended reporting period coverage for an insured who becomes a state or federal judge
- New attorney discount
- Innocent insured coverage
- Reduced pricing for part-time attorneys
- Reduced pricing for moonlighting attorneys
- Loss prevention hotline and website
Coverage limits:
- Up to $10 million per claim and aggregate.
Admitted or non-admitted paper:
- Admitted