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Historic properties

historical building

Zurich’s Historic Properties program offers insurance coverage to qualified properties that are:

  • Listed on the National Register of Historic Places or a state or local register
  • Contributing building in a historic district
  • Building built before 1950 and having the same coverage needs as listed designated historic properties


  • City or social clubs
  • Hotels or inns
  • Museums
  • Preservation organizations
  • Real estate and retail property (residential and commercial)
  • Restaurants
  • Theaters


  • Nationwide except HI

Submission requirements:

  • Depending on line of business, ACORD applications (with completed SOV) and supplemental applications are required
  • Loss runs for the past five years and financials are also needed.

Coverages offered:

  • Property – Historic Replacement Cost, Guaranteed Cost, Cash Value Option
  • General Liability
  • Historic Tax Credit Recapture
  • Business Income
  • Liquor Liability
  • Commercial Auto

Additional program highlights:

Valuation experience and historic appraisals from specialists who have reviewed historic properties nationwide.