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Vacant properties

strip mall

Zurich’s E&S vacant property coverage has a broad appetite for all types of vacant buildings. Available nationwide with coverage limits up to $25 million. Higher limits may be available depending on risk characteristics.


  • All types of vacant buildings
  • Limited critical flood or earthquake

Ineligible risks:

  •  No windstorm coverage in tier 1 or 2 counties


  • Nationwide

Submission requirements:

  • N/A

Coverages offered:

  • Property and equipment breakdown
  • Named perils to all risk
  • ACV and RCV valuation
  • No coinsurance with proper insurance to value ratio

Coverage limits:

  • Program limits up to $25 million for primary and excess. Higher limits may be available depending on the risk characteristics
  • Minimum premium: $10,000
  • Minimum deductible: $5,000

Admitted or non-admitted paper:

  • Non-admitted