
Vehicle protection products for owners and buyers
Vehicle protection: Leave your worries in the rearview mirror
Your vehicle may be one of the largest purchases you make in your lifetime, and you shouldn’t settle when it comes to protecting it. Our extensive range of coverage options will keep you feeling confident in your vehicle and your budget, no matter where you’re headed. You can focus on the road ahead while we take care of the rest.
Why choose Zurich?
Experience: With a 150-year history of managing risk, we know how to protect your vehicle. We’ve successfully adapted to changes within the automotive industry, and we’ll continue to evolve to best serve auto owners’ needs.
Product options: From Vehicle Service Contracts and Technology Protection Plans to Paintless Dent Repair and Environmental Protection Plans, we have flexible protection plans for mechanical breakdowns and maintenance, as well as products that help keep your vehicle looking new longer. Our suite of vehicle protection products can help meet your unique needs and provide you with a more worry-free ownership experience.
Accountability: We follow through with our commitment to you. In 2024, Zurich paid more than $284 million in mechanical claims alone. And, to make the process easier for you, we pay your repair facility directly. No need to request reimbursement for repairs.
Strong Consumer Ratings: Auto owners who chose Zurich rate our vehicle protection products high. ConsumerAffairs features over 620 five-star reviews of our products We are proud to provide coverage that consumers value.
What are vehicle protection products?

With the high repair costs of today’s vehicles, traditional protections of manufacturer’s warranties may not be enough to address the potential risks. Our vehicle protection products can help keep your vehicle performing at its best while alleviating the stress that comes with unpredictable vehicle breakdowns. Our products help pay for parts and labor for covered vehicle repairs – with little to no out-of-pocket expense. Many of our products also include emergency roadside assistance.
Greater selection, more flexibility
Zurich’s coverage options allow you to customize your vehicle protection to best suit your driving habits, lifestyle, and budget.
FAQs
A vehicle service contract (VSC) is a comprehensive plan that covers the cost of parts and labor in the event of a mechanical breakdown. VSCs provide coverage beyond the manufacturer’s warranty and can offer additional benefits such as roadside assistance, transportation reimbursement and food/lodging costs associated with car repairs while traveling.
Terms like extended warranty, extended vehicle care or extended protection are all synonymous with vehicle service contracts.
Cost depends on many factors: your vehicle’s make and model, age, mileage as well as the protection product’s coverage term length. Contact your dealership for exact information.
Zurich’s products can be included in your monthly vehicle payment, allowing you to be in control of your budget if you experience an unexpected repair down the road.
Zurich pays repair facilities directly, eliminating the hassle and delay of reimbursement.
Many of Zurich’s Vehicle Protection Products are transferrable and can increase your vehicle’s resale value. Contact your dealership or Zurich’s customer service team to find out if you are eligible.
A typical manufacturer’s warranty provides coverage for 3 years or 36,000 miles, whichever comes first. After that, you’re responsible for most repairs, unless you opt for a vehicle protection product. With rising vehicle repair costs, it’s becoming more expensive to take the risk of no coverage. A vehicle protection product helps pay for the parts and labor of covered repairs, reducing or eliminating out of pocket expenses.
Yes. If your vehicle is under 15 model years old and has less than 150,000 miles, please contact your dealership or call 888-835-5063 to purchase a Zurich product.
Cancellations vary by product purchases. You can confirm your options by contacting your selling dealership or by contacting Zurich Customer Service at 888-835-5063. You can find additional information by referring to your contract language under the section entitled Cancellation of Contract.
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