Cookies help us improve your website experience.
By using our website, you agree to our use of cookies.

Commercial Fleet FAQ

What coverages are offered? Read answer

We offer auto liability and auto physical damage. Supplemental liability insurance, personal accident coverage, personal property coverage and rental liability insurance are also available.

How can I find out more about supplemental products to offer my customers? Read answer

Our supplemental products can be a valuable source of income for businesses that qualify. Our sales associates can provide you more details regarding these products, including benefits provided, limits and exclusions.

How do I get a quote? Read answer

To obtain a quote, complete the information on the contact us page and one of our dedicated sales associates will contact you. They can take an application over the phone, usually in less than 30 minutes.

What information do you need to submit an application? Read answer

When taking an application, our sales associate will need the following information:

  • Name and address of business, type of entity, owner(s) and year the business was established
  • The number of units in your fleet, average age and average value of your units, as well as type of units you carry
  • Type of business (rental only, repair shop, etc.)
  • Type of rentals (i.e., street rentals, insurance replacements)
  • Are any of your units furnished for personal use by owners or employees?
  • Do you provide transportation for customers to and from the rental site? If so, how are customers transported?
  • Counter and maintenance procedures
  • Copy of rental agreement
Who do I contact in the event of a claim? Read answer

To make a new claim on an existing policy, call 800-987-3373.

What is the cost per rental unit per month? Read answer

Upon submission of a completed application, along with supporting documents of your rental operation, Zurich provides a quote based on your state’s required financial responsibility limits, plus any optional coverages you’ve selected.

How quickly can a rate be provided? Read answer

Our typical turn-around time is three business days.

How long does it take to take an application? Read answer

Our experienced sales associates can typically complete the application within 30 minutes.

Why do you require a premium deposit? Read answer

Since all premiums are invoiced in arrears, we collect a deposit in the event of any outstanding premiums due.

How does the deposit work with respect to my policy? Read answer

Deposit monies are continuously rolled over to each renewal term and refundable upon non-renewal by either Zurich or the insured. If there are unpaid premiums at the time of cancellation, those monies will be subtracted from the deposit amount and the unused difference will be returned to you.

Are 12-15 passenger vans covered under a standard rental policy? Read answer

Yes, Zurich provides coverage for these type of rental vehicles, however, an additional premium may be applicable and approval is required prior to adding to rental fleet.