Construction Insurance with Zurich E&S
Solutions for Wholesale Distributors
Why Choose Zurich E&S Construction Insurance?
Zurich E&S provides flexible insurance solutions for general contractors, trade contractors, design professionals, environmental contractors, consultants, and project managers. Zurich E&S can help address key challenges, from managing suppliers and subcontractors to job site safety and work quality. Zurich E&S Construction also offers custom solutions to help manage the broad array of risks that construction companies face.
Our solutions include:
Property
Zurich E&S Construction offers property insurance designed to provide coverage for construction sites, materials, and equipment against various risks. Also, as part of our commitment to carbon-reducing innovations and global sustainability, Zurich E&S has developed a specialized policy to support the growing popularity of mass timber construction.
Casualty
From Auto Liability and Commercial General Liability to Workers’ Compensation, Zurich E&S Construction provides a wide range of tailored Casualty insurance solutions designed for the construction industry.
Environmental
Zurich E&S Construction helps deliver environmental insurance to address pollution and job site specific environmental exposures. Our policies help construction businesses manage regulatory requirements and mitigate risks associated with construction-related environmental impacts.
Professional Liability
Zurich E&S Construction offers specialized professional indemnity coverages like Contractor’s or Owner’s Protective Professional Indemnity (CPPI/OPPI). Our solutions help to cover services performed by the contractor or by parties for whom they are legally liable, such as design, engineering and installation subcontractors.
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Key Benefits of Zurich E&S Construction Insurance
Zurich E&S Construction understands the unique and evolving risks faced by construction companies. We work closely with our partners to develop tailored insurance solutions that address the specific coverage needs of each project and business, whether it’s large-scale infrastructure or specialty building work. By combining industry expertise with a commitment to service, we help provide coverage for our clients' assets, manage risks, and build with confidence—today and into the future. Together, we’re here to support your growth and help safeguard your success at every stage of construction.
Learn more about our construction solutions
FAQ
Mass timber construction insurance is a specialized type of coverage designed to support construction projects that use engineered wood products like cross-laminated timber (CLT) and glued-laminated timber (glulam) as primary building materials. Because mass timber projects have unique risks—such as fire, water damage, and specific structural considerations—standard construction insurance may not provide the right level of coverage.
This insurance typically covers property damage, loss, and liabilities that can arise during the construction process, from material storage to project completion. It often includes enhanced coverage options for pre-assembly sites, temporary offsite locations, and specialized equipment, as well as recognizing key project participants like timber manufacturers and design professionals. By choosing mass timber construction insurance, builders and developers gain confidence knowing their innovative, sustainable projects are have coverage tailored to their specific needs.
Zurich’s coverage for mass timber construction is specifically designed to address the unique risks and needs associated with building using engineered wood products, which often differ from those of traditional construction methods like steel or concrete.
While traditional construction insurance offers broad coverage, Zurich’s mass timber solution adds industry-specific expertise and flexible coverage options to better address the evolving needs of sustainable construction projects. This helps support customers building with mass timber are covered at every stage, from planning through completion.
1 Zurich’s financial strength rating as of March 6, 2025. A.M. Best’s and Standard & Poor’s financial strength ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at www.ambest.com. For the latest Standard & Poor’s ratings, visit the S&P Global Ratings website at www.spglobal.com. The ratings represent the overall financial strength of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.