Zurich E&S Financial Lines Insurance
Solutions for Wholesale Distributors
Why Choose Zurich E&S for Financial Lines Insurance?
Zurich E&S collaborates with wholesale brokers and businesses seeking tailored and flexible coverage. Our dedicated Financial Lines team provides a myriad of solutions to customers looking to help mitigate their risk in areas such as management liability, professional liability, employment practices liability, cyber liability, fiduciary liability, employed lawyers and crime.
Our solutions include:
Financial Institutions
Zurich E&S Financial Lines provides a wide array of products for our financial institution clients including, but not limited to, third party ERISA bonds, D&O, E&O, EPL, Fiduciary, and FI Bond on both a primary and excess basis.
E&O and Cyber
Zurich E&S Financial Lines provides Errors and Omissions (E&O) insurance solutions for technology, manufacturing, professional services and other types of firms through a suite of coverages in one program, including Security and Privacy (S&P) and cyber-related coverages. Our modular format lets customers choose the solutions that best fit their needs.
Private/Non-Profit Management Liability
Zurich E&S Financial Lines provides coverage options for private and non-profit entities. Policyholders can build an insurance solution that fits their needs by combining up to four of the following coverage options: Management and Company Liability, Employment Practices, Third-Party Discrimination Liability, Fiduciary Liability, and Crime
Private Management Liability, powered by Cowbell
Zurich North America and Cowbell have collaborated to bring the Zurich Select Plus management liability product to small and medium-sized private businesses through the efficiency and speed of an API powered technology platform. Access to this platform is designed for qualified private company business, defined as under 250 employees and under $50M in assets. Learn more here.
Public Management Liability
Zurich E&S Financial Lines offers a range of coverage options for publicly traded organizations, including Management and Company Liability, Employment Practices, Third-Party Discrimination Liability, Fiduciary Liability, and Crime. We also have market leading multinational solutions to address exposures outside of the US. Learn more here.
Already Appointed With Zurich?
Send your new business submissions to the email addresses below and CC your underwriter
Financial Institutions - ZurichEnS.FinInst.Subs@zurichna.com
E&O and Cyber - ZurichEnS.plandcyber.Subs@zurichna.com
Private/Non-Profit (PNP) Management Liability - ZurichEnS.PNPMgmtLiab.Subs@zurichna.com
Public Management Liability - ZurichEnS.PublicMgmtLiab.Subs@zurichna.com
E&S Financial Lines Resources
FAQ
Zurich E&S Financial Lines has a dedicated team of professionals focused on providing essential coverage for various risks such as D&O, E&O, cyber, and more. Our products help organizations manage exposures that could threaten leadership, reputation, or financial stability. We deliver solutions by industry class and coverage and offer the expertise to tailor our products to meet the specific needs of both standard and unique risks.
At Zurich, we understand that wholesalers need innovative, forward-thinking insurance solutions to address today’s evolving risks. Our E&S Financial Lines team stands out by offering specialized coverages tailored to modern exposures, including:
- Real Estate Developers E&O: Real Estate Developers E&O is part of Zurich E&S’ holistic approach to addressing real estate professional exposures. This new coverage offering includes policy forms written on a non-admitted basis and is available solely to wholesale brokers.
- Small Medical Offices (SMO): Zurich E&S Private & Non-Profit team recently expanded its market appetite to include Small Medical Offices (SMO) and launched a new Small Medical Offices endorsement. This product expansion is solely available to wholesalers on a non-admitted basis.
- Deep Fake Coverage: Zurich is at the forefront of addressing new and emerging threats. Our deep fake solution offers coverage to address financial and reputational risks caused by AI-generated synthetic media and impersonation attacks. This new coverage offering includes policy forms written on a non-admitted basis and is available solely to wholesale brokers.
1 Zurich’s financial strength rating as of March 6, 2025. A.M. Best’s and Standard & Poor’s financial strength ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at www.ambest.com. For the latest Standard & Poor’s ratings, visit the S&P Global Ratings website at www.spglobal.com. The ratings represent the overall financial strength of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.