es financial lines

Financial Lines Insurance Zurich E&S

Solutions for Wholesale Distributors

Why Choose Zurich E&S for Financial Lines Insurance?

Zurich E&S collaborates with wholesale brokers and businesses seeking tailored and flexible coverage. Our dedicated Financial Lines team provides a myriad of solutions to customers looking to help mitigate their risk in areas such as management liability, professional liability, employment practices liability, cyber liability, fiduciary liability, employed lawyers and crime.

Our solutions include:

Financial Institutions

Zurich E&S Financial Lines provides a wide array of products for our financial institution clients including, but not limited to, third party ERISA bonds, D&O, E&O, EPL, Fiduciary, and FI Bond on both a primary and excess basis.

E&O and Cyber

Zurich E&S Financial Lines provides Errors and Omissions (E&O) insurance solutions for technology, manufacturing, professional services and other types of firms through a suite of coverages in one program, including Security and Privacy (S&P) and cyber-related coverages. Our modular format lets customers choose the solutions that best fit their needs.

Private/Non-Profit Management Liability

Zurich E&S Financial Lines provides coverage options for private and non-profit entities. Policyholders can build an insurance solution that fits their needs by combining up to four of the following coverage options: Management and Company Liability, Employment Practices, Third-Party Discrimination Liability, Fiduciary Liability, and Crime

Private Management Liability, powered by Cowbell

Zurich North America and Cowbell have collaborated to bring the Zurich Select Plus management liability product to small and medium-sized private businesses through the efficiency and speed of an API powered technology platform. Access to this platform is designed for qualified private company business, defined as under 250 employees and under $50M in assets. Learn more here.

Public Management Liability

Zurich E&S Financial Lines offers a range of coverage options for publicly traded organizations, including Management and Company Liability, Employment Practices, Third-Party Discrimination Liability, Fiduciary Liability, and Crime. We also have market leading multinational solutions to address exposures outside of the US. Learn more here.

Already Appointed With Zurich?

Send your new business submissions to the email addresses below and CC your underwriter

Financial Institutions - ZurichEnS.FinInst.Subs@zurichna.com

E&O and Cyber - ZurichEnS.plandcyber.Subs@zurichna.com

Private/Non-Profit (PNP) Management Liability - ZurichEnS.PNPMgmtLiab.Subs@zurichna.com

Public Management Liability - ZurichEnS.PublicMgmtLiab.Subs@zurichna.com

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Key Benefits of Zurich E&S Financial Lines Insurance

E&S Financial Lines Resources

  • Zurich E&S Financial Institutions
    Zurich E&S Financial Institutions
  • Zurich E&S  E&O and Cyber
    Zurich E&S E&O and Cyber
  • Zurich E&S  Private/Non-Profit (PNP)
    Zurich E&S Private/Non-Profit (PNP)
  • Zurich E&S  D&O Executive Select for  Public Companies
    Zurich E&S D&O Executive Select for Public Companies
  • Zurich E&S Professional Liability and Cyber
    Zurich E&S Professional Liability and Cyber
  • Zurich E&S  Zurich’s Private Company Select Plus Insurance Solution
    Zurich E&S Zurich’s Private Company Select Plus Insurance Solution
  • Zurich E&S D&O Select Insurance Solution  for Public Companies
    Zurich E&S D&O Select Insurance Solution for Public Companies
  • Zurich E&S Private/Non-Profit (PNP)
    Zurich E&S Private/Non-Profit (PNP)
  • Zurich E&S Professional Liability
    Zurich E&S Professional Liability
  • Zurich E&S  Banking Industry
    Zurich E&S Banking Industry
  • Zurich E&S Asset Management Industry
    Zurich E&S Asset Management Industry
  • Zurich E&S  Financial Institutions
    Zurich E&S Financial Institutions

FAQ

Zurich E&S Financial Lines has a dedicated team of professionals focused on providing essential coverage for various risks such as D&O, E&O, cyber, and more. Our products help organizations manage exposures that could threaten leadership, reputation, or financial stability. We deliver solutions by industry class and coverage and offer the expertise to tailor our products to meet the specific needs of both standard and unique risks.

Our combination of deep expertise, exclusive wholesale distribution, and commitment to tailored solutions can help provide the right coverage for your business’s evolving needs. We also offer broad coverage and speed to market solutions through our Express team on qualified business.  We continue to innovate wholesale only differentiated products and strategies.
The Complex team serves the public, large private, professional liability, cyber and financial institution segments. This team is equipped to handle complex risks with depth of expertise and underwriting solutions. The Express team serves small to mid-size private and not-for-profit entities with the goal of delivering leading market coverages in conjunction with fast-paced turnaround times and service.

At Zurich, we understand that wholesalers need innovative, forward-thinking insurance solutions to address today’s evolving risks. Our E&S Financial Lines team stands out by offering specialized coverages tailored to modern exposures, including:

  • Real Estate Developers E&O: Real Estate Developers E&O is part of Zurich E&S’ holistic approach to addressing real estate professional exposures. This new coverage offering includes policy forms written on a non-admitted basis and is available solely to wholesale brokers.
  • Small Medical Offices (SMO): Zurich E&S Private & Non-Profit team recently expanded its market appetite to include Small Medical Offices (SMO) and launched a new Small Medical Offices endorsement. This product expansion is solely available to wholesalers on a non-admitted basis.
  • Deep Fake Coverage: Zurich is at the forefront of addressing new and emerging threats. Our deep fake solution offers coverage to address financial and reputational risks caused by AI-generated synthetic media and impersonation attacks. This new coverage offering includes policy forms written on a non-admitted basis and is available solely to wholesale brokers.
Businesses and organizations with specialized or high-risk exposures, including financial institutions, technology firms, private and public companies, and non-profits.

Zurich’s financial strength rating as of March 6, 2025. A.M. Best’s and Standard & Poor’s financial strength ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at www.ambest.com. For the latest Standard & Poor’s ratings, visit the S&P Global Ratings website at www.spglobal.com. The ratings represent the overall financial strength of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.